"It won’t be the big banks that change the way people do banking." That’s the mantra that keeps being repeated by many fintech neobanks and startups. In this case, the quote is by Maximilian Tayenthal, co-founder of N26, one of the fastest-growing fintech companies in Europe.

The financial services sector is on the eve of a major transformation. Many fintech and insurtech startups forced incumbent players to change their ways of thinking and doing business (we’ve even helped a few fintech startups).

Almost 74% of people in the UK are worried about unexpected expenses on a daily basis. That’s huge - whether we think of this number as a social problem or a promising target group.

A digital bank for SMEs, an online marketplace for business loans, a corporate credit card provider, and a company providing banking services to microentrepreneurs in Africa and China - a fintech revolution has come to France. We present the 10 hottest fintechs from Paris right now.

Whenever you aim to completely change the way the industry operates, expect the road to be bumpy. That is especially true for any fintech app or service. At Netguru, we are proud to have the opportunity to work with those founders who are aware but not stymied by these challenges ahead.

Swap is a P2P mobile payment app that allows users to send money to anyone on their contact list, any bank account, and any debit card number. The application has already established itself on the Mexican FinTech market. However, after the project matured, Swap's team needed help in adjusting the design to include new services and functionalities. They hired an external design team to help them with the transformation. It worked.

How to win in the financial world with the fintech expansion in full bloom? One of the largest UK banks decided to pull out the biggest guns - Lloyds Banking Group is investing more than £3bn in transforming the company and scouting talent from the digital world.

Uber for machine learning, the ultimate case law database, and AI assistant that will solve the worst nightmare of every workplace - meet the top 10 NYC startups that originated at Work-Bench.

How about a fintech evening in the heart of NYC, one of the strongest fintech hubs in the world? What started as a mere thought ended up being the most successful event in our Disruption Forum series - with over 200 attendees that joined Netguru in Manhattan to hear tips from executives of top fintech companies.

Whereas most people think of Silicon Valley as the promised land for startups, when it comes down to fintech, the landscape changes. The numbers speak for themselves - New York has beaten San Francisco in terms of fintech funding to become one of the strongest fintech hubs in the world.