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As COVID-19 continues to spread around the world, we can observe its significant impact on consumer behavior, product demand, as well as on the production and supply chains in the retail industry. While more consumers start to avoid human contact and turn to online purchases, retailers are struggling to adapt to the new reality. Retailers have little time to respond because the pace of change is dramatically fast.
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Pure Earth is a New York-based international NGO acting to clean up global toxic pollution. For the past two decades, the non-profit has been solving pollution problems in low- and middle -income countries. During this period, Pure Earth has received three consecutive four-star ratings from Charity Navigator, plus support and guidance from key international institutions, including the United Nations, the European Commission, and the U.S. Agency for International Development. Today, through the use of technology, their actions can be even more visible and impactful – all thanks to the Report Pollution app that they’ve built together with Netguru.
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At first, traditional incumbent businesses seemed to neglect N26’s existence.
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One of the pillars of modern recruitment strategies is the recent trend to combine the seemingly impossible process automation and the human 2 human candidate experience. This is especially true in IT, where talent pool is shrinking dramatically. From the first contact with a candidate, through the entire recruitment process, a properly designed candidate experience is what lets both sides make a well-informed decision on whether they’ll be a good professional match.
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Millions of active paying subscribers, 12+ months of average customer lifespan, and an NPS reaching +59.3. These numbers prove that Babbel, the world's most successful (top-grossing) language learning app, won the users’ hearts with its simplicity and effectiveness. And with the Online Language Learning Market projected to reach $20.21 billion by 2026, the company is on the right path to lead the international market. I spoke with Susanne Wechsler, Director B2B at Babbel, about their secret to success and bold plans for the future.
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With access to Facebook, Instagram, and other social media apps, we can instantly share moments from our lives with our close ones. However, there are those unfamiliar with the latest technologies who get left behind. Neveo, a start-up founded by two young Belgian entrepreneurs, aims to change it and bridge the generation gap. Every month 20K people worldwide who are not familiar with the web or mobile apps receive a custom booklet with a selection of photos from their children or grandkids who don’t spend as much time with the family as they want to. And it happens with just a few clicks.
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When fighter pilots enter an operating theater to support surgical teams in their life-saving efforts, amazing things can happen. In the area of up to 40%* avoidable post-operational complications, the top-level military aviation standards developed and improved over the years can be in huge demand.
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Traveling has never been easier before. We’ve got access to the most remote places in the world thanks to the plethora of offers to choose from. Tour operators, carriers and hotels fight to win clients, and as a result of massive competitiveness, we get lower prices and better offers. In theory. The wide range of options might cause confusion and decrease transparency on the market.
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Swap is a P2P mobile payment app that allows users to send money to anyone on their contact list, any bank account, and any debit card number. The application has already established itself on the Mexican FinTech market. However, after the project matured, Swap's team needed help in adjusting the design to include new services and functionalities. They hired an external design team to help them with the transformation. It worked.
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How to win in the financial world with the fintech expansion in full bloom? One of the largest UK banks decided to pull out the biggest guns - Lloyds Banking Group is investing more than £3bn in transforming the company and scouting talent from the digital world.
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Whereas most people think of Silicon Valley as the promised land for startups, when it comes down to fintech, the landscape changes. The numbers speak for themselves - New York has beaten San Francisco in terms of fintech funding to become one of the strongest fintech hubs in the world.
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In the next ten years, Stockholm wants to become Europe’s most attractive city region (according to the RUFS2050 Regional Development Plan for Stockholm). Thus, there is a big focus on innovation and urban development to improve residents’ lives and attract more business to the city. The real estate industry, which has long been very conservative, will be one of the industries that will undergo the most significant changes.
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Have you ever wondered what is behind the success of a car assembly line? How they manage to optimise work and minimise waste, operating only on what brings value?
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  2018 has been a volatile year for public equity markets around the world. Many institutional investors add alternative assets to their portfolios in order to decrease the correlation with public market volatility and pursue double-digit returns. Private Equity funds, a common investment amongst alternative assets, have been historically available only to institutional investors due to high minimums (starting around €10m). Moonfare, a Berlin-based FinTech startup, believes individual investors should also be able to invest in Private Equity funds. The company is building a technology platform that allows individual investors to invest in top-tier funds with low minimums (starting at £100k) and low fees (up to 0.5%).
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Shine is a wonderful mobile app that brings calm and positivity into its users’ lives. The app is like a pep talk in your pocket, always there on the user’s phone, ready to share a daily text to help you deal with everyday stress or play a Shine Talk - a meditative recording on a subject related to wellness and mindfulness. The goal of Shine is to make self-care easier for all. I’ve had the pleasure of talking to Jonathan Uy, CTO of Shine, about the company’s origins, vision, values and future plans.
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Keller Williams is the largest real estate franchise in the world (more than to 190,000 agents), also one of the largest privately held global residential real estate brokerages. You wouldn’t expect much from a 35-year old company from a traditional industry, would you? But Gary Keller, the charismatic founder and chairman of Keller Williams, is far from playing the safe bets.
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This fintech is probably less known than many companies such as those operating in B2C markets. But OakNorth Holdings proved that it is possible to scale to the unicorn status in a market niche as long as you’ve the right strategy.
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The life of a sales rep? Lead generation, profiling and scoring - sales representatives spend the majority of their time on repetitive and time-consuming tasks. Time, in a way, wasted. Instead, they should be focusing on building genuine relationships with prospects and cutting deals.
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Social media plays an increasing part in purchase decisions. A new survey by Curalate found that 76% of US consumers buy products that they discovered on social media. This highlights the importance of peer relations in the buyer's journey. Consumers, especially the younger generations, want to shop for products recommended by their friends and users who have similar style. The problem is that there is no single platform that would offer a great user experience from product discovery to the check-out. This up-and-coming startup is about to change it.
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How to create a fintech product that people will use daily? To get an answer to this question, we invited the top experts from the fintech industry – Revolut, Starling Bank, Funding Circle, Monese, Tide, and OakNorth – to our Disruption Forum. To spice our event up, we've also invited Lloyds Banking to take part in the discussion.
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