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At first, traditional incumbent businesses seemed to neglect N26’s existence.
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It’s not a coincidence that Paytm, the largest e-wallet firm in India, has close to 400m users. It was not a throw of a dice that made WhatsApp choose India to run a trial of a payments service and convinced Walmart to pour billions into acquisitions and investments on the subcontinent.
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Payment fintechs are better integrated with banks in India than elsewhere, said a headline in “The Economist”. The adoption rate for fintech products in India stands at 59%, and that’s the second-highest level worldwide. The country has raised its first decacorn, a venture valued at over $10 bn, in payments (Paytm), and the market is literally booming.
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Different tactics for scaling of companies, the best use cases of machine learning in financial services, the pros and cons of corporate ventures, embedded insurance - these are just a few of the things we discussed during Disruption Forum Paris #DFParis2019.
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Behind any product, business strategy, or excellent idea, stand people. They try hard to outthink the competition, and even early market success or scooping a hefty funding rund don’t let them rest.
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If there’s one sector that continues to show growth and innovation, it’s Fintech. As our own Fintech barometer shows, the fintech industry continues to surpass itself.
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"It won’t be the big banks that change the way people do banking." That’s the mantra that keeps being repeated by many fintech neobanks and startups. In this case, the quote is by Maximilian Tayenthal, co-founder of N26, one of the fastest-growing fintech companies in Europe.
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Top 10 Fintech Companies in Africa to Watch in 2019

A mobile landing company operating from California on the Kenyan and Tanzanian markets, a big VC money receiver checking the creditworthiness of Africans, and a virtual bank providing services for customers on 11 African markets - we present the 10 hottest fintechs from Africa right now.
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The insurance industry has always relied on data to calculate risk and come up with personalized ratings. Today, the sector is undergoing a profound digital transformation thanks to technologies such as machine learning.  Insurers are using machine learning to increase their operational efficiency, boost customer service, and even detect fraud. Here are 6 ways machine learning is transforming the insurance industry. ---------------------------------------------------------------------------------------- Note: this post has been updated, to reflect the progress of new technologies and business moves by companies mentioned in the article.  ----------------------------------------------------------------------------------------
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The financial services sector is on the eve of a major transformation. Many fintech and insurtech startups forced incumbent players to change their ways of thinking and doing business (we’ve even helped a few fintech startups).
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