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In recent years, the insurance industry has finally started to embrace digital technology, as insurtech startups have forced the traditional players to adapt if they want to survive. Wefox, a digital insurance marketplace, is at the forefront of the changes. Having successfully moved what has historically been a face-to-face business online, the company is looking into the future, a world where the Internet of Things, data science and artificial intelligence will play major roles in our lives, including how we insure what is valuable to us.
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AI is evolving at an incredible rate. Consumers are starting to encounter AI-powered products on a regular basis as we go about our increasingly digital lives, and yet the industry is still in its infancy, with lots of room to innovate. Hour One is one of the companies proving that AI can go further than we ever dreamed of. The New York-based start-up uses AI to generate digital characters based on real people which businesses can hire for educational, professional, and commercial use.
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Hunger. Disease. Forced migration. Many of us have a solution to these problems at heart. We’re donating our savings to charities, which collectively amounts to billions of dollars a year, and yet the problems don’t seem to go away. Of course these are complex issues, but is it possible that the way many charities approach them is simply ineffective?
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Delivery Hero is one of the leading global online food delivery marketplaces. The company is based in Berlin and is active in over 40 markets, operating under dozens of brands including Foodpanda, Foodora, and Talabat. 
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Solarisbank is a Berlin-based fintech company that provides a Banking-as-a-Service platform, enabling companies to offer financial services without having to go through the process of obtaining their own banking license. Netguru has been working with Solarisbank on backend development.
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The higher education industry has been lagging behind digital transformation and is practically inactive in the movement.  According to a study, only five percent of college budgets were dedicated to IT spending and only one-third of college students in the United States have had some type of online course before the pandemic.
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Artificial Intelligence solutions are usually associated with optimizing workload, replacing people at work, or with robots that will soon conquer the world. Thirty-seven percent of respondents of a study by Pew Research Center indicated that by 2030 most individuals will be worse off because of AI advancements. 
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COVID-19 has unexpectedly forced many specialists on the previously stable IT labor market to look for a new employer. Some of them had to find a new source of income, others wanted to secure themselves by accepting more freelance assignments. One of the most popular places to look for this type of work are so-called gig marketplaces, offering a wide range of offers depending on the skills and experience of the specialist.
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My Most Important Fight? Access to Information

Is it possible to create a safe digital space and give a voice to underrepresented minorities in times of misinformation and the lack of privacy? Esra’a Al Shafei, a Bahraini civil rights activist, set out on a mission to make it happen and defend freedom of speech.
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How many startups or companies established in any African country can you name? I can help you: too few! And it’s not caused by the fact that there are not many entrepreneurs in Africa, actually – on the contrary!
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The data-driven approach is an inseparable part of every successful business. Companies operating in the fintech industry are no different. What's more, a few organizations from this sector have mastered the art of continuously validating and improving all business-related ideas. All their decisions are based on a solid analytical approach instead of trusting guesswork.
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Brainly offers something the traditional system just doesn’t have room for. The platform allows everyone to participate in the learning process equally. Along with similar technological solutions for out-of-school online learning, it opens up new opportunities and gives everyone a chance to improve their life. This is what the future of education should be.
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Two of the most pressing issues in the world today are climate change and social inequality. Rising Sun Center for Opportunity, a California-based non-profit, aims to fight both at the same time. They hire and train young people to make households around Northern California more energy-efficient and provide adults from underprivileged backgrounds with free job training and placement in well-paying jobs in the construction industry. I spoke with Wells Brown, Director of Youth Programs at Rising Sun, about how they manage to achieve measurable environmental and social impact at the same time.
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Darajat is a unique project that combines strong commercial potential with social impact that can improve the lives of millions of families in the region.  We talked with Abdulla Hayat, co-founder and CEO at Al Darajat, a Kuwait-based company with bold plans to disrupt the education system in Egypt, Kuwait, and more.
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Now more than ever, video conferencing is going to enter and influence our everyday lives. I had a chance to talk about it with Aaron Burcell, a video industry expert and a “veteran” of Silicon Valley startups. In the past, Aaron has had a hand in developing video companies such as Grockit, Loop.tv, and Vevo. Aaron Burcell is now CEO of methinks, an extremely interesting platform that proves that video conferencing can be applied to many parts of our life and business – communicating and working remotely is only the tip of the iceberg.
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With COVID-19 bringing significant changes to our economy and the way we work, it’s no secret that while some industries will suffer, others will have their time to thrive. The development of some of the tools accelerated significantly since our needs to use them have shifted so rapidly. Tech solutions used for remote work, online education, or home delivery are just a few examples. 
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We spoke with Jack Lewars, Executive Director at One for the World, a movement of people who give one percent of their income to try to end extreme poverty. One for the World work with GiveWell, one of the best charity evaluators in the world, who help identify charities that are highly cost effective in helping people living in extreme poverty – which is defined by the World Bank as people living on less than one-dollar ninety per day.
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With the rapid spread of COVID-19, healthcare in many countries has been stretched to its limit. A number of medics have already been infected with SARS-CoV-2, and countless more continue to risk that they contract and spread the disease on a daily basis when providing care. Minimizing contact between patients and frontline staff is critical, but it’s also a significant challenge for healthcare providers to achieve.
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The world of digital has been thrown into the spotlight in recent times. Some have struggled, while others have embraced this forced revolution leading to spectacular results.  We sat down with Ricky Solanki, the CEO of Push, who are a leading digital advertising agency based in London, UK, to find out what has changed and what others can do to ensure success while navigating the murky waters ahead. 
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Social media alleviates the negative effects of isolation in the times of the global COVID-19 pandemic. In recent weeks, video conferencing software and social sharing apps have helped us stay closer together despite the isolation. However, those with no access to these technologies are more secluded than ever. Neveo helps to take these social media stories beyond the Internet and bring them to our loved ones who are not connected. During the lockdown they’ve been busier than ever.
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