Partnering With a Fintech Unicorn to Build Business Banking Solutions for SMEs

Zeller payment products.

12

Months to launch

The timeline for a full-stack B2B fintech platform.

85,000+

Businesses served

Merchants on the solution.

1B

USD valuation after launch

Reached following the launch.

The client

Customer paying by card in a shop.

Zeller builds tools for business owners to accept payments, manage finances and pay people quickly. Its founders, Ben Pfisterer and Dominic Yap, both came out of long careers in financial services, and the company is backed by Square Peg, Apex Capital Partners and Addition, alongside Spark Capital, Headline and Hostplus.

The offer is a single financial operating system: the Zeller Terminal for card payments, a fee-free Zeller Transaction Account, and a Zeller Mastercard for paying recipients and managing expenses — sold together as the Terminal Kit, online and in over 170 Australian retail stores.

The challengeWhat the teams actually needed

Business banking traditionally meant a branch visit, lengthy paperwork and weeks of waiting for a terminal. Zeller set out to compress that into an online sign-up of under ten minutes.

Challenge 01A launch date that would not move

An initial twelve-month timeline to a May 2021 launch meant the team had to scale up, learn the business and work quickly against critical deadlines.

Challenge 02A company still being built

The partnership began in Zeller’s early days, so the support had to complement Product and Engineering teams that were themselves scaling up.

Challenge 03Ten hours apart

Netguru works from Europe and Zeller from Australia, which put a ten-hour difference in the middle of a daily collaboration.

Zeller cards and terminal.

What we did

A team extension for the run-up to launch

Netguru delivered a dedicated extension to Zeller’s internal product and engineering teams, building enhancements to the solution ahead of the May 2021 launch.

Area 01 · Design

Product design

Product design alongside theirs

Design work ran in step with Zeller’s own team rather than in a separate track.

Area 02 · Web

Web

The online side of the kit

Web development supporting sign-up, ordering and the merchant experience around the Terminal Kit.

Area 03 · Mobile

Mobile

Apps for the merchant

Mobile development covering the software merchants use to run payments, accounts and cards.

Area 04 · Ways of working

Process

Daily, across ten hours

Real-time communication and adapting to Zeller’s own tools let both sides coordinate across projects, with prioritisation and support delivered inside a tight deadline.

Client testimonial

Netguru has been a great extension to Zeller’s wider delivery team, and shares our high standards for quality and speed of execution.

James Vatiliotis

Product Lead at Zeller

What’s next

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