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Hunger. Disease. Forced migration. Many of us have a solution to these problems at heart. We’re donating our savings to charities, which collectively amounts to billions of dollars a year, and yet the problems don’t seem to go away. Of course these are complex issues, but is it possible that the way many charities approach them is simply ineffective?
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Delivery Hero is one of the leading global online food delivery marketplaces. The company is based in Berlin and is active in over 40 markets, operating under dozens of brands including Foodpanda, Foodora, and Talabat. 
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It’s estimated that financial consumers transfer more than $10 trillion around the world every year—and pay roughly $200 billion in bank fees for the privilege of doing so.
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Codestories Newsletter is a regular dose of news, insights, and inspiration for technology enthusiasts, delivered every two weeks. You can subscribe here. --- We have just closed 2020. Many of us thought ‘finally!’ as it’s been a tough time in crucial aspects of our lives. But at the same time, it was a very interesting year in the digital and technology areas.
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Contrary to popular opinion, the Internet is not stateless. It is governed from the US. The legal basis of this governance is surprisingly fragile. In a case of an international trade conflict spiraling out of control, the Internet could split into two (or more) pieces. This scenario is colloquially called “The Splinternet”. Can your enterprise survive it?
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Agile project management is still going strong in 2021, and since it’s a big part of our daily work at Netguru, we try to stay up-to-date with the best tools and techniques out there. Here’s a list we’ve compiled of the best tools for PMs, some of which we use across the company, and some, we think, do a great job in certain circumstances.
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5 Tips for Every Junior

Your first few days in a new environment can be tough, especially if you’re a junior joining an organization with a dynamic culture. There are some things you can do to land smoothly in your first few months though. Based on my experience in my first few months at Netguru, I would like to introduce you to five tips that will help you hit the ground running.
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What Fintech Leaders Can Learn from Monzo

As one of the first startups to challenge the dominance of Britain’s high-street banks, Monzo bet big on mobile banking.
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Since I made my way through to the industry, I always wanted to go deeper and understand the nuts and bolts of the applications I was working on. That's why after working as a Software Tester and Quality Assurance Specialist for three years I switched my role to a Ruby on Rails Developer and oh boy... It was the best decision in my professional life so far.
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Successful innovation is key to financial performance, and getting it right is now more important than ever as we look forward from the pandemic. According to McKinsey, companies that focused on innovation in past crises delivered superior growth and emerged stronger postcrisis, outperforming the market average by more than 30%.
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The payment gateway is one of the key elements of every e-commerce business; you can’t run an online store without it. The payment method has to be secure and reliable, letting your customers shop with peace of mind, knowing that their data is in good hands. The Spree platform lets you choose between many gateways that offer various useful features.  Find out more about the available Spree payment gateways and how they facilitate the payment process.
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Fintech has become an indispensable part of almost any customer-related process in the financial industry. And the subsequent wave of transformation that it has sparked shows no signs of stopping.
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Good opportunities give you the power to grow your craft. The best opportunities emerge with products aiming to bring a radical shift in the industry and apply new technology. 
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Solarisbank is a Berlin-based fintech company that provides a Banking-as-a-Service platform, enabling companies to offer financial services without having to go through the process of obtaining their own banking license. Netguru has been working with Solarisbank on backend development.
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Capitalism changed everything. It has changed our lives and the world around us. During the past 100 years, we were able to raise the global GDP by 3000% and improve the living conditions of millions, driving them out of poverty.
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The COVID-19 crisis has underscored the urgency of transitioning toward more sustainable solutions across industries on a global scale. Although the conditions for implementing these solutions have been far from ideal this year, there are many examples of businesses and governments doing just that. In some cases, they have even accelerated the process and prioritized going green over other challenges.
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Innovation tends to start small: whether at an unassuming start-up, or somewhere on the margins of a well-known company, in its early stages it often doesn’t seem like the next big thing. That’s what makes digital transformation a challenge for the big players: understanding that to transform digitally they might need to start with small changes, such as making teams more agile to enable accelerated reactions to changes in the market. The digital transformation process might not involve fireworks in its early stages, but the organizational changes will bring measurable effects down the road.
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3 out of 4 consumers worldwide use at least one fintech platform for payments and money transfers. Almost half of consumers worldwide use an insurance fintech platform. And 88% of global finance leaders are afraid of losing business as a result of technological change. 
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The higher education industry has been lagging behind digital transformation and is practically inactive in the movement.  According to a study, only five percent of college budgets were dedicated to IT spending and only one-third of college students in the United States have had some type of online course before the pandemic.
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Healthcare technology companies have undoubtedly sprung into the spotlight during the COVID-19 pandemic. With the world almost at a standstill during this ‘new normal,’ medical startups have revingorated the discussion around how modern-day health solutions should look.
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