A mobile landing company operating from California on the Kenyan and Tanzanian markets, a big VC money receiver checking the creditworthiness of Africans, and a virtual bank providing services for customers on 11 African markets - we present the 10 hottest fintechs from Africa right now.

The financial technology revolution is now spreading around the world and affecting various processes in sectors such as customer service, financial advisory, payments and transactions, lending, insurance services and account management. Today’s customers are looking for the next generation of financial service providers with a human-centred approach. As a result, the global financial landscape is changing and innovating constantly to meet their expectations.

Banks need to transform their infrastructure. But they also must invest in people and build frameworks that enable empowered decision-making. Digital transformation doesn't stop at "digital", says Rita Waite, who, after spending 4 years as a corporate venture investor in the US, joined Millennium bcp, the largest private bank in Portugal.

At first, traditional incumbent businesses seemed to neglect N26’s existence.

It’s not a coincidence that Paytm, the largest e-wallet firm in India, has close to 400m users. It was not a throw of a dice that made WhatsApp choose India to run a trial of a payments service and convinced Walmart to pour billions into acquisitions and investments on the subcontinent.

Payment fintechs are better integrated with banks in India than elsewhere, said a headline in “The Economist”. The adoption rate for fintech products in India stands at 59%, and that’s the second-highest level worldwide. The country has raised its first decacorn, a venture valued at over $10 bn, in payments (Paytm), and the market is literally booming.

Digital Transformation is in full swing in the banking sector, and it’s brought along a number of crucial advantages to financial institutions. But mobile banking – possibly the most important innovation from users’ perspective – comes with a number of risks. In this article, we will look at why security is such a complex issue for banking, and we’ll analyse ten security flaws that no mobile banking app should have.

Mobile banking apps are bound to become the most important channel for bank customers to access banking services. CACI predicts that by 2021 mobile banking will become the biggest channel in terms of users in the UK. Apps will overtake high street branches to claim the number one spot. The study shows that the proportion of customers using apps for banking will continue to rise in the UK over the next four years, reaching 71% by 2024. Currently, it oscillates around 45%.

Different tactics for scaling of companies, the best use cases of machine learning in financial services, the pros and cons of corporate ventures, embedded insurance - these are just a few of the things we discussed during Disruption Forum Paris #DFParis2019.

Behind any product, business strategy, or excellent idea, stand people. They try hard to outthink the competition, and even early market success or scooping a hefty funding rund don’t let them rest.