Developing and Refining A Payments App Design Based on Users’ Feedback

Careem Pay on two smartphones.

The client

Careem Pay money transfer flow.

Careem pioneered ride-hailing in the Middle East and became the region’s everyday super app, adding delivery, mass transportation and payments. Uber acquired it in 2020, and it now runs in over 100 cities across 14 countries with more than 48 million users.

Careem Pay is the payments app inside it, covering a digital wallet, peer-to-peer transfers, bill payments and merchant-focused services — meant as an easier and safer alternative to a traditional bank transfer.

The challengeWhat the teams actually needed

User feedback pointed the way: Careem wanted to reshape a rapidly expanding payments app, make it more intuitive, and lift the experience to what people now expect of it.

Challenge 01Main screens that can scale

Pay Home and Wallet Home had to be user-friendly and built to carry whatever comes next rather than only what exists today.

Challenge 02A wallet with real complexity behind it

The full wallet experience needed designing, with new features and involved flows — withdrawals, changing or removing a card on an active subscription, top-ups — and the edge cases around them.

Challenge 03A partner who knows finance

The company was looking for a consulting partner with a track record in mobile design for the financial sector, not general design help.

Careem Pay app screens.

What we did

A payments app reshaped around what users said

The work was analysis of the existing design followed by improvements delivered against the goals Careem set.

Area 01 · Home screens

Product design

Pay Home and Wallet Home

The app’s main screens were designed to be scalable and straightforward, since everything else is reached through them.

Area 02 · Wallet

UX

Every flow, including the awkward ones

The wallet experience was designed end to end — withdrawals, card changes and removals on active subscriptions, top-ups — with the edge cases handled rather than left to support.

Area 03 · Payments

Fintech

Transfers, bills and merchants

Peer-to-peer transfers, bill payment and merchant-focused services all sit inside the same app, which is what makes it an alternative to a bank transfer.

Area 04 · Consulting

Consulting

Experience brought to the table

Careem worked with a partner that had already designed for the financial sector, which shaped how the challenges were approached.

Client testimonial

It was truly impressive seeing the Netguru designers successfully embed themselves in our internal teams and take on this project. They never fell behind, with quality outputs, even though priorities kept changing. With their agile approach and complete focus on user needs, they not only satisfied our requirements but delivered a lot of added value on top.

Tiago Goncalves Cabaço

VP of Design at Careem

What’s next

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