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Shine is a wonderful mobile app that brings calm and positivity into its users’ lives. The app is like a pep talk in your pocket, always there on the user’s phone, ready to share a daily text to help you deal with everyday stress or play a Shine Talk - a meditative recording on a subject related to wellness and mindfulness. The goal of Shine is to make self-care easier for all. I’ve had the pleasure of talking to Jonathan Uy, CTO of Shine, about the company’s origins, vision, values and future plans.
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Keller Williams is the largest real estate franchise in the world (more than to 190,000 agents), also one of the largest privately held global residential real estate brokerages. You wouldn’t expect much from a 35-year old company from a traditional industry, would you? But Gary Keller, the charismatic founder and chairman of Keller Williams, is far from playing the safe bets.
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This fintech is probably less known than many companies such as those operating in B2C markets. But OakNorth Holdings proved that it is possible to scale to the unicorn status in a market niche as long as you’ve the right strategy.
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The life of a sales rep? Lead generation, profiling and scoring - sales representatives spend the majority of their time on repetitive and time-consuming tasks. Time, in a way, wasted. Instead, they should be focusing on building genuine relationships with prospects and cutting deals.
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Social media plays an increasing part in purchase decisions. A new survey by Curalate found that 76% of US consumers buy products that they discovered on social media. This highlights the importance of peer relations in the buyer's journey. Consumers, especially the younger generations, want to shop for products recommended by their friends and users who have similar style. The problem is that there is no single platform that would offer a great user experience from product discovery to the check-out. This up-and-coming startup is about to change it.
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How to create a fintech product that people will use daily? To get an answer to this question, we invited the top experts from the fintech industry – Revolut, Starling Bank, Funding Circle, Monese, Tide, and OakNorth – to our Disruption Forum. To spice our event up, we've also invited Lloyds Banking to take part in the discussion.
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Global e-commerce sales have exceeded $2 trillion, and they are going to double by 2020. That said, there's no surprise in saying that e-commerce is one of the most optimized tech sectors. Still in this ultra-optimized sector, only three years ago, Tobias Buxhoidt, Anton Eder, and Julian Krenge found yet another way to improve customer experience and increase online stores' revenues and retention rate.
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  There are few places on earth as rich in primary energy resources as Canada. The country’s oil reserves make up 10% of the world’s total (see Graph 1). Canada’s also the world’s fourth biggest natural gas producer (see Graph 2). The industry, conservative in its nature, has been slowly adapting to new technologies, especially regarding mobile solutions.
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Fed up with the low level of banking services in France, two entrepreneurs decided to have a crack at business banking. Since the launch in 2016, the Qonto team has grown from the founding duo to 80 people. They have attracted over 20,000 small businesses to their bank and closed two funding rounds, pocketing about €12m.
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When they started, back in 2012, hardly anyone knew what insurtech was about. Neither were many people aware of the young German startup. Fast forward to 2018, Simplesurance, a German fintech company, is backed by both investor and e-commerce giants (Allianz and Rakuten, respectively), and has also partnered with OnePlus, Huawei, and Revolut.
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